Insurance agents and brokers, checked against real regulation — not a five-star review
Anyone can put "insurance agent" in a bio. Whether that person is actually licensed in your state, actually appointed to sell the carrier's products they're pitching, and free of a disciplinary or rebating pattern is a separate, checkable question almost nobody asks before signing. We check real agents and brokers against the actual licensing and conduct rules that apply, and report what we find honestly — no paid rankings, no pay-to-list badge.
Start with a guide
All agent guides →Licensing
How to check if your agent is licensed
A step-by-step walkthrough of your state's own license lookup — no SSN or special access required.
Complaints
What the NAIC Complaint Index measures
It compares a company's complaints to its size — and it's calculated for the carrier, not the individual agent. The distinction matters.
Life & annuities
Twisting and churning
Terms defined in state law, with Florida's statute as one example — and the replacement-disclosure duties the NAIC model regulation sets.
What you can use here today
Check an agent →Plain-English guides to checking an insurance license, carrier appointments, complaint data and the rules agents must follow, plus our published 10-point standard and the Register of records we have checked. It is information, not financial, legal or insurance advice, and no one pays to be ranked.
So far: 28 records checked, 0 full reviews completed, 0 listed.
What that means in practice
- No paid rankings
- Every finding checked against a state regulator's own record, not an agent's claim
- A failing verdict never named — only a passing one
- No paid "verified agent" badge, at any price
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Recently updated
All updates →November 10, 2026
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